A MUST READ For Moms Buying Used This School Year

  For the past few years, I’ve been the mom buying second-hand items during back-to-school shopping. While we fought our way out of $81,400 in consumer debt, I chose to forgo the traditional August spending spree. As I wrote the article What To Buy Now To Save Hundreds This School Year, I had an epiphany […]

5 Must-dos The Month BEFORE You’re Debt Free

“I’M DEBT FREE!” My husband and I did our informal, Dave Ramsey-inspired, debt-free scream from the comfort of our rental home this January when we finished paying off $81,400 worth of consumer debt.   Six months later, I’ve been thinking about what advice I would give people right on the cusp of debt-free-ness. You’re going […]

The BEST Way To Send Gifts To Long-Distance Family (PLUS 5 Frugal Father’s Day Gift Ideas!)

Are you ready for the gift-sending trick that rocked my world? First, there are four girls in my family and all of my sisters live in New England. My parents live there too. Plus, my husband’s sister lives out west. We have a laundry list of close family members that we want to shower with […]

3 Reasons I Don’t Coupon (& How I Saved To Pay Off $81,400 In Debt)

I love to save money. There are very few money-saving tricks that I have not tried or would not be willing to try. In fact, I’ve saved so much money over the past 2 years that I was able to pay off $81,400 of debt. But couponing is one thing that I tried and quit. Let […]

One Delicious Way Our Family Saved $1,000 Last Year

Some bad money habits are easy to break. Some…not so much. Saturday restaurant meals were busting our budget wide open and setting us back financially month after month. Meal planning on Monday through Friday became a natural routine. In fact, it had been months since my husband and I toyed with the idea of takeout […]

The One Financial Cut That Changed Everything

If we never cut cable to pay off debt, we would not have paid off $81,400 in 2 years. And this is the honest truth. My husband and I agreed that we needed to cut down our monthly bills to free up extra cash if we wanted to pay off debt quickly. One big ticket […]