A MUST READ For Moms Buying Used This School Year

  For the past few years, I’ve been the mom buying second-hand items during back-to-school shopping. While we fought our way out of $81,400 in consumer debt, I chose to forgo the traditional August spending spree. As I wrote the article What To Buy Now To Save Hundreds This School Year, I had an epiphany […]

5 Must-dos The Month BEFORE You’re Debt Free

“I’M DEBT FREE!” My husband and I did our informal, Dave Ramsey-inspired, debt-free scream from the comfort of our rental home this January when we finished paying off $81,400 worth of consumer debt.   Six months later, I’ve been thinking about what advice I would give people right on the cusp of debt-free-ness. You’re going […]

3 Reasons I Don’t Coupon (& How I Saved To Pay Off $81,400 In Debt)

I love to save money. There are very few money-saving tricks that I have not tried or would not be willing to try. In fact, I’ve saved so much money over the past 2 years that I was able to pay off $81,400 of debt. But couponing is one thing that I tried and quit. Let […]

The One Financial Cut That Changed Everything

If we never cut cable to pay off debt, we would not have paid off $81,400 in 2 years. And this is the honest truth. My husband and I agreed that we needed to cut down our monthly bills to free up extra cash if we wanted to pay off debt quickly. One big ticket […]